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◀ Contact Charter Funding

Based in Santa Ana, CA, Charter Funding provides a wide range of personal loan options. As a trusted partner to thousands of customers in securing them smart financial security. Expect complete transparency and a customer-centric approach when you work with us. We make it a point to ensure that our customers understand their options and are empowered to achieve their financial goals.

Charter Funding is a licensed lender in California and we service borrowers throughout the U.S. You can apply for a loan at Charter Funding regardless of your financial history and see quick approvals and disbursements.

A path that's easy to follow

A simple, straightforward path from start to finish.

1

Check Your Rate

Tell us a little about yourself so we can aim to find a qualifying rate.

2

Choose Your Plan

You choose the plan that works best for you from the options our trusted partners offer.

3

Receive Your Funds

Your money could be deposited into your account in as little as 24 hours.

◀ Check Your Rate

Enter an Eligibility ID? Click here to get your rate now.

◀ Don't Have An Eligibility ID? No Problem!

You can apply for a Charter Funding loan whether or not you received a loan or eligibility ID. Complete your application online in as few minutes. Access your funds in as quick as 24 hours.

APPLY NOW
Or call us at (800) 203-8911

◀ Questions? We're Available 24/7

Charter Funding

901 W Civic Center Dr, Suite 400,
Santa Ana, CA 92703

Customer Service: (800) 203-8911

Email: support@charterfunding.com

Your funds may be deposited into your account in as little as 24 hours.

Check rate
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Charter Funding is here to help you move toward financial confidence by connecting you with lender options that may fit your needs, no matter your credit background.

The operator of this website, United Funding Systems LLC d/b/a Charter Funding, provides loan referral services but does not make personal loan, underwriting, or credit decisions. This website does not constitute an offer or solicitation to lend. Providing your information on this website does not guarantee that you will be approved for a personal loan. The operator of this website is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product.

Personal loans offered through our lending partners range from $10,000 to $100,000, with annual percentage rates (APRs) from 5.95% to 36% and repayment terms from 24 to 240 months. In no case will the maximum APR exceed 36%. The lowest rates, largest loan amounts, and longest repayment terms are reserved for applicants with excellent credit; your actual rate, amount, and term depend on your credit profile, income, and the lending partner's underwriting criteria. Not all applicants will qualify.

Your actual interest rate depends upon credit score, loan amount, loan term, and credit usage and history, and will be agreed upon between you and the lending partner. An example of the total amount paid on a personal loan of $10,000 for a term of 36 months at a rate of 15% would be equivalent to approximately $12,497.53 over the 36 month life of the loan.

Checking your interest rate generates a soft inquiry on your credit report, which is visible only to you. Individual lenders may perform a hard inquiry that could affect your credit score when you submit an application for credit.

The information you provide will be shared with lenders and third parties in order to process your request.